Sarge: What I hear you saying is that you don't believe in the Judeo-Christian God, dispensing justice, mercy and punishment.
If it's any help to you, Buddhists believe that the Universe is all one thing: people, dogs, flowers, water, planets. We don't necessarily believe that there is a universal intelligence sort of guiding everything, but many of us do and it isn't separate from us. I'm not proselytizing for Buddhism here, but just suggesting that there are other ways of conceiving of a supreme being/higher power. I won't get into karma, except to say it takes the concept of mercy pretty much out of it by teaching that what goes around comes around.
A lot of Unitarian Universalists believe something like that as well.