Okay Rip,
First of all, I was not asking about the adult award, which in my denomination does have specific requirements.
Second, I went up five posts and found my own post. Going up two more, I did read yours again however, and you're right, you did quote from the Insignia Guide just as it is printed in my copy. My confusion was from the fact that I was unable to correctly interpret the concise, clear-cut rules that are so obvious to everyone else.
However, in the process of writing this response, I did a Web search and found a site that explains the whole issue with crystal