Tour Permits are Siblings Covered

[LauraT7 13]

Besides, isn't BSA coverage supplimentary coverage? in other words - BSA covers only to the extent that your personal insurance does NOT cover an injury or illness?

 

On a similar issue - we require that every adult and boy invited to go along with the troop fill out and application and a health form appropriate for the trip. They also must fulfill any requirements - such as a swim test on a float trip. This makes sure that they are prepared for the event and that we have knowledge and permission to treat them should something happen.

 

Cub scouting might be a little different - as so many things include family participation.

[LauraT7 13]

Besides, isn't BSA coverage supplimentary coverage? in other words - BSA covers only to the extent that your personal insurance does NOT cover an injury or illness?

 

On a similar issue - we require that every adult and boy invited to go along with the troop fill out and application and a health form appropriate for the trip. They also must fulfill any requirements - such as a swim test on a float trip. This makes sure that they are prepared for the event and that we have knowledge and permission to treat them should something happen.

 

Cub scouting might be a little different - as so many things include family participation.

[dsteele 20]

Eisely -- no offense taken.

 

All:

 

If you have questions about insurance, you really need to direct them to your council service center. Don't hesitate to ask for someone with the Risk Management Notebook -- if they have it in their posession, they can answer your question.

 

Coverage will vary by council. Laura points out secondary liability insurance. It takes over when your personal insurance leaves off. For the first time beginning in I think 2001, the BSA also offered councils the option to purchase primary liability insurance for its volunteers, chartered partners, etc. Some councils took the option, others stuck with secondary coverage.

 

Accident insurance, while popular, is also optional to councils. Some have it some don't.

 

These forums are good for general questions, but for specifics, you really need to go to your local council resources.

 

DS

[CubPack495 10]

dsteele wrote: "If you have questions about insurance, you really need to direct them to your council service center. Don't hesitate to ask for someone with the Risk Management Notebook -- if they have it in their posession, they can answer your question."

 

Thank you so much! I have asked about the specifics of our insurance, but to date don't have them. We are trying as a Pack to be better organized with our paperwork, and this is a question that comes up often. It's good to know *exactly* who to ask ~Laurie