jmcquillan and Eisely:
We have got liability coverage when the trailer's in tow, as well as coverage against fire and theft.
The basic problem is insurance against fire or theft when the trailer is sitting. Our charter organization owns no property, so they don't have a policy to which we can add a rider.
Since the Troop can't hold the policy, as Eisely pointed out, we went to several agents and were quoted $250 - $300 which would provide basic coverage (don't know the deductible - I didn't do the research). I thought maybe someone had had a similar dilemma and knew of an organiz