Re: Quality Unit! Yes or no

Paul wrote:

>In our council, at least, the medical insurance carried by the council
>camp is "secondary." The parents' insurance comes first, with council
>insurance picking up the remainder. Is this not the case in yours?

The parents insurance comes first in our council. Only those parents who do
not have any insurance see a significant benefit to the insurance. Our
council insurance will pay only the deductible of our personal insurance.
(One of my pet peeves since this insurance seems to be brought up when FOS,
Camp Fees, Camporee Costs, rental fees for council equipment .... is
justified.)

I was working with a scout professional last night do the budget for our
spring camporee and after all the camporee expenses were added up, 7% of that
total was added for 'insurance' then another 10% (of the expenses +
insurance) was figured and added to the total for 'contingency'. The
camporee fee was then set so that the first 250 would make it brake even,
but the event was expensed and planned for 500 boy scouts. Another budget for
the 'webelos woods' (same location & same time) had already been made, I do
not know how much was duplicated, because we budgeted for everything we would
need. Part of our budget was the 'rental' fees ($5 each) for 14 lifejackets
that are used at the council camps. When I questioned this (we are planning a
_district_ camporee), I was told this was to cover insurance, AAARG. I
thought it interesting since the county parks department was donating the
park for us to use, allowing us to camp, closing it to through traffic,
allowing boats & canoes on the lake and making many, many special
considerations for us to use the park, free (or at taxpayers expense, of
which I and many scouters and scout parents are members). The parks board
had this wonderful attitude that 'the parks are there for the kids'. What a
joy it was to work with this group of people.

Cindy

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