Council Insurance here..
Steve Souza (76703.633@COMPUSERVE.COM)
Thu, 13 Jan 1994 06:11:21 EST
Mike and others....
> Most local Council's "contingency funds" have about $3-6M in them, enough
> to make it through several large accidents with lots of personal injury.
> But that's that larger places that can raise a larger sum of monies.
I'm not sure about out Council's $$ fund, but they have broken new ground
(compared to what I'm hearing here one the list) as far as insurance goes...
> ...the difference between the BSA's LIABILITY insurance policy... and the
PRIVATE PARTIES SICKNESS AND ACCIDENT INSURANCE
Starting in January of '93, Santa Clara County Council (CA) started
something new (for us) and I'll quote a bit from the letter from the Council
Scout Exec (to all CO heads, CORs, CCs, ULs [sic], etc...) to explain it:
"Until now, Scouting units (Cub Scout packs, Boy Scout troops, Varsity Scout
teams and Explorer posts) have been required to apply for Accident and
Sickness Insurance for their members and leaders if they wanted coverage.
The exception has been for LDS units, where the LDS church covers their
units with this type of insurance.
"In the past, the Council has purchased this type of insurance for events
such as summer camp, camporees, Scout-O-Rama, etc. in order to be sure each
participant was covered.
"In the process of developing tha Council budget for 1993, it was found that
it will be more cost-effective for the Council to provide this insurance as
service to its units.
"As a result, effective January 1, 1993, except for LDS units, THE COUNCIL
WILL PURCHASE ACCIDENT AND SICKNESS INSURANCE ON BEHALF OF EACH UNIT,
COVERING EACH YOUTH AND ADULT MEMBER. UNITS ARE NO LONGER RESPONSIBLE FOR
APPLYING FOR THEIR OWN COVERAGE which has normally been done directly with
the insurance carrier or broker usually at the time of charter renewal."
[caps present in original letter]
There's more info about who is and isn't covered (just about everyone
to/from and at events of any kind, with tour permit filed) as well as
coverages. Coverage includes:
1) up to $6,000 medical
2) up to $1,250 dental (surprise!)
3) up to $1,500 ambulance (including air ambulance)
4) up to $1,500 return transportation (to camp?)
5) up to $15,000,000 (yep 15 Mil) for Auto Liability Ins. above
that of the driver of a vehicle.
I can give more detials to anyone who wants them, just send me Email direct.
All this is handled through:
Mutual of Omaha Insurance Company
Claims - Special Coverages
Boy Scout Division
Mutual of Omaha Plaza
P.O. Box 33156
Omaha, Nebraska 86131
Hope this is useful to someone who wants to have their Council start
something like this.
-s2-
++++++++++++++++++++++++++>>-->-->>+++++++++++++++++++++++++++++++++
++ Steve Souza CompuServe 76703,633 ++
++ Exploring Division 76703.633@compuserve.com ++
++ Public Relations Chair RBBS-Net 8:914/405 ++
++ Santa Clara County Council Busilink 10:108/1 ++
++ GlobalNet 51:1800/1 ++
++ Brotherhood member OA ++
++ Miwok Lodge 439 >>-->-->> BBS: 408-227-4865 ++
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Terry Howerton Sakima Group, Inc. SCOUTER Magazine Kansas City | 
